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Homebuyer’s Closing Checklist

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Immediately after the accepted contract is signed 

  • Make the deposit check and deliver it within 72 hours.
  • Complete the loan application with your lender.
  • Schedule all inspections with your agent.

*Those could include a home inspection, radon testing, termite inspection, mold inspection, well/septic system inspection and foundation inspection.

While under contract 

  • Do not make any big purchases before your closing.
  • Review the inspection results and negotiate any needed repairs.
  • Your lender will schedule the appraisal.
  • Obtain Homeowners/ Flood insurance/Title Insurance.
  • Once your lender receives the clear to close, the agent will reach out to schedule the closing date, time & place.

The week before your closing

  • All repairs requested from inspection are to be completed and receipts are to be provided for the work.
  • Order your home warranty, if applicable, and send it to your title company.
  • Send the termite certificate to your lender and title company, if required.
  • Schedule a final walk-through of the home with your agent.
  • Make sure the utilities for your new home are scheduled to be established in your name.
  • Review the closing disclosure document.
  • Secure a cashier’s check if you are instructed to bring funds to the closing.

The day of closing

  • Bring a valid ID to the closing.
  • If applicable, don’t forget to bring the cashier’s check.
  • Receive your keys and enjoy your new home!

Use the links below to download the information on this page for your next closing.


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