Buyer Tips

Settling on your dream home doesn’t have to be a nightmare if you’re prepared, understand the process and have Security Title on your side. To help your settlement run smoothly, here are a few details you will need to know.

 

Tips on Buying a Home

  • Provide our agent with a legible copy of your ratified contract so we can get to work on it and identify any potential problems.
  • Send your new Homeowners Policy to your lender at least one week prior to settlement.
  • Tell our agent immediately if a Power of Attorney will be used since this must be approved prior to settlement.
  • Contact our agent if your lender requires payment of any Consumer Bills before settlement.
  • Work out any repair controversies before settlement

 

Settlement Checklist

  • Bring a picture I.D. to settlement.
  • Review all settlement and title insurance documents with your realtor or attorney.
  • Have estimated closing costs prepared by our agent or your realtor.
  • Bring a Certified or Cashier’s Check for any settlement costs due to settlement. Make this check payable to yourselves. Also bring a personal check in case the charges are more than anticipated.
  • Bring proof of homeowners insurance and policy payment receipts.
  • Review your prepared deed. Misspelled names are a common and potentially costly error.
  • Understand the financing package that is making your home purchase possible.
  • Contact all appropriate utilities to have future bills sent to you.

 

Click on the button below to download a PDF version of the Buyer Tips.