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Buyer Tips
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Settling on your dream home doesn't have to be a nightmare if you're prepared, understand
the process and have Security Title on your side. To help your settlement run
smoothly, here are a few details you will need to know.
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Tips on buying a home
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- Provide our agent with a legible copy of your
ratified contract so we can get to work on it and identify any potential
problems.
- Send your new Homeowners Policy to your lender at
least one week prior to settlement.
- Tell our agent immediately if a Power of Attorney will
be used since this must be approved prior to settlement.
- Contact our agent if your lender requires payment of
any Consumer Bills before settlement.
- Work out any repair controversies before
settlement
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Settlement Checklist
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- Bring a picture I.D. to settlement.
- Review all settlement and title insurance documents
with your realtor or attorney
- Have estimated closing costs prepared by our agent
or your realtor
- Bring a Certified or Cashiers Check for any settlement
costs due to settlement. Make this check payable to yourselves. Also bring a
personal check in case the charges are more than anticipated.
- Bring proof of fire insurance and policy payment
receipts
- Be sure that the title deed is properly
prepared.
- Understand the financing package that is making
your home purchase possible.
- Contact all appropriate utilities to have future
bills sent to you.
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